American Fly Fishing Trade Association (AFFTA) Insurance Program

Designed specifically for AFFTA members in good standing, our insurance program offers tailored coverages for fly fishing guides, outfitters, fly shops, lodges, motels, and related operations. We work with multiple carriers to deliver competitive rates and coverage options that match the unique exposures of the industry.

Who is eligible

• Active, current AFFTA members in good standing

• Guides and outfitters

• Fly shops, lodges, motels, guest houses

• Operations using boats and specialized equipment

Core coverages for guides and outfitters

• General Liability designed for fly fishing guides and outfitters

• Optional coverage for boats and equipment, including physical damage and theft protection

Boats and equipment

• Physical damage coverage — including theft

• Coverage options structured to protect boats, motors, trailers, and specialized guiding equipment

Fly shops, lodges, motels, guest houses

• Liability and property coverages tailored to hospitality and retail operations

• Guest house / lodge: combined liability and property available

• Special program with very competitive rates exclusive to AFFTA members

Commercial auto

• Multiple carrier options

• Very competitive pricing — in many cases AFFTA members realize substantial savings (typically 20% or more)

• Coverage suitable for passenger vans, service vehicles, and work trucks used in outfitting and lodge operations